Sign in
Sign in
Recover your password.
A password will be e-mailed to you.
Browsing Category
Real estate investing
The CFPB will revitalize its power to examine non-bank companies
On April 25, 2022, the Consumer Financial Protection Bureau (CFPB) announced plans to revitalize its authority to scrutinize “non-bank” financial companies that pose risks to consumers. Although the CFPB has held this…
COVID woes prompt more states to require financial literacy courses | Education
Studies have long shown that high school students are woefully misinformed about personal finances and how…
The data speak volumes in support of the monthly child tax credit
Last year's pandemic relief package, the US Bailout, may have held the key to a long-term strategy to end child poverty in america. Studies over the past year have found significant evidence that one policy extension effectively reduces…
The CFPB announces its intention to supervise more non-banking establishments; Ballard Spahr will…
The CFPB announces that it plans to invoke its “dormant authority” to oversee non-banks engaged in conduct that poses a risk to consumers. Along with the announcement, the CFPB has issued a procedure regulation regarding the…
Single mum in £10,000 debt despite working her whole life as cost of living soars
A single mother has racked up £10,000 in debt due to the cost of living crisis affecting families across the UK. June Butterworth, 44, had to go from her job as a caregiver, a job she had had all her working life, to a housekeeper!-->…
Loans for graduates. Most Graduate Students Are Strongly Determined by Loans
Loans for graduates. Most Graduate Students Are Strongly Determined by Loans
You really must be enrolled at minimum half-time (6 credits or more) to be considered for student…
Jason Momoa in talks to star in ‘Minecraft’ movie
A movie version from Mojang Studio Minecraft begins to gather. Action hero veteran Jason Momoa is in talks to star in an upcoming film adaptation of the popular world-building game, The Hollywood Reporter. Although no contract has yet…
Why Tax Refund Loans Are Bad: Fees, Interest, and Risk
Last-minute declarants endeavor to send their declarations to the Internal Revenue Service by the 2021 tax year deadline on Monday, April 18 — and are likely looking forward to a big check via their tax refund. Some tax firms or…
Nearly half of Americans are ‘financially stressed’
Inflation stresses people out.New research shows nearly half of American workers are “financially stressed.”Twenty percent regularly run out of money between paychecks."In general, people have to spend more to get the same things," said Dan…
Buy now, pay later goes beyond “traditional” debt such as mortgages or car loans
More Britons have borrowed through buy now, pay later services since the start of 2021 than they have taken on traditional debt such as bank loans or mortgages, according to a new study.Ten per cent of adults had used the BNPL, while 6 per…
NBC News investigation into the company that refinanced Trump Tower reveals plenty of oddities
Trump Tower's $100 million mortgage has been the subject of much speculation after Trump launched a coup against the US government that left people dead in the United States Capitol building, with innocent souls wondering if Trump might…
Towing companies are under scrutiny at the State Capitol – CBS Denver
DENVER (CBS4)- At 4 a.m. on Thanksgiving Day, Benjamin Dermer's tow nightmare began.
(credit: CBS)
“I woke up and my car was gone. Nobody answered the phone at the towing company or the building because it was Thanksgiving.
He is among…
Slick Cash Loan Offers Instant Loans Guaranteed Approval Online Across the United States
Slick Cash Loan makes it easy for anyone to get a loan with instant loans online with guaranteed approval.Slick Cash Loan, the leading online loan service renowned for its fast and reliable loan services, now offers online instant loans…
Pawnshop firm to refund £2million to customers over unaffordable loans
THOUSANDS of borrowers could be repaid for unaffordable loans made between April 2014 and October 2019.
Lender H&T said he would repay customers over £2m after finding more than one in 10 loans should never have been made in the first…
Is access to earned wages the way of the future? 5 tips for employers looking to attract and retain…
To combat a tight job market and a seemingly shrinking workforce, employers are looking for creative ways to retain and attract talent. An Earned Wage Access Policy – a groundbreaking benefits program that gives employees near-instant…
Martin Lewis warning with days left to get £1,000 free from UK government
Martin Lewis has issued a warning as time is running out to get £1,000 free from the government. The Money Saving Expert founder urged people to "use or lose" their ISA allowances before the end of the current tax year. This account is a!-->…
Payday Loan Services Market: Ready to Fly on High Growth Trends: Wonga, Cash America International,…
Payday Loan Services Market: Intense Competition But Strong Growth and Extreme Valuation
This press release was originally issued by SBWire
New Jersey, New Jersey—(SBWIRE) – 03/22/2022 – Latest Payday Loan Services market industrial growth…
Creditspring launches new credit-building product to help people, plus free counseling services and…
Credit SpringLondon, March 21, 2022 (GLOBE NEWSWIRE) -- Creditspring, a leading UK-based FCA-regulated consumer credit provider, is on a mission to help over a million people improve their financial stability and resilience so they can…
Martin Lewis gives advice to families turning to payday loans as cost of living crisis rages
Skyrocketing costs and worries about paying bills have led to increased interest in payday loans, according to a new survey. Search by savings platform UK revealed a massive 350% increase in internet searches for payday loans in the past 12!-->…
How DijahSB overcame all obstacles to release his new EP
Even Canada's fastest rising MC still has hurdles to climb. Things couldn't have been more promising for DijahSB after back-to-back accolades on their debut 2020 Album and last year's Head above the waters, which not only led to extensive…
Global Payday Loan Services Market Estimate 2022-2028 Analysis by Key Players like Wonga, Cash…
“The latest study titled “Global Payday Loan Services Market 2022 by Key Players, Regions, Type and Application, Forecast to 2028” released by Affluence Market Report, presents an analysis of the current and future scenario of the global…
Government changes controversial lending rules
The government is making changes to its controversial loan laws, following complaints that it was preventing some people in a decent financial position from getting mortgages and other loans. By Kathryn ArmstrongThe rules were changed in…
Major League Soccer secures $25m loan from black bank syndicate
Major League Soccer today announced what is being hailed as a landmark $25 million loan to a syndicate of black banks to encourage more investment in black-owned businesses and communities. It is the first time that a professional sports…
Here are the tips officials are sharing for Consumer Protection Week
I'm not a fan of making every free calendar day a holiday, and “National Consumer Protection Week” doesn't sound the most exciting.
But it does spur massive sharing of the best tips and tools for avoiding scams and fraud, which I…
Why would anyone want to get out of debt?
Why would anyone want to get out of debt?Think about it. You borrow money. You can use this money now. Then you can pay it back slowly, over time. Who wouldn't want this deal?You might expect a financial planner to say that everyone…
How this Nigerian is helping immigrant families in Canada borrow money without interest
Akeem Adebisi is a Nigerian fintech entrepreneur and the founder and CEO of AjoPro. The entrepreneur started the fintech app after noticing how people in Winnipeg, Canada were struggling in the formal banking system.…
Payday Loans Statistics | The bank rate
Here's a breakdown of payday loan demographics by parental status. Parents are more likely to take out payday loans than non-parents.
Parental status
Percentage having used a personal loan
non-relative
5%
relative
8%
payday…
What is a payday loan?
What is a payday loan?payday ready are generally short-term unsecured loans characterized by high interest rates that generally do not require a credit check.Although there is no exact and universal definition of the term, the US…
Ballot proposal would cap ‘predatory’ interest rates for payday loans
LANSING, MI — A polling committee is busy asking a question about the November ballot that would prevent payday lenders from charging “predatory” interest rates if approved by voters.The Michiganders for Fair Lending campaign officially…
Earnipay Secures $4M Seed Funding to Provide On-Demand Pay
To earn, a fintech solution that provides flexible, on-demand access to employees, closed a $4 million funding round led by Canaan and with participation from XYZ Ventures, Village Global, Musha Ventures, Ventures Platform,…
MANDEL: The killer is sentenced to life without the possibility of parole for 18 years
Breadcrumb Links
Toronto and the GTA
criminality
Abdiljibar Mahamoud beheaded his ex Brittney Newman in front of their two young children in 2018
Brittney Newman, 25, was beheaded in front of her two children by her…
Lawmakers Give Final Approval to Loan Interest Rates Bill
John Nye, the owner of Money Now installment loans in El Prado, testifies against a bill to lower New Mexico's annual interest rate cap on storefront loans during a Tuesday Judiciary Committee hearing of the Senate. The bill…
Are financial regulators too political or not political enough?
Financial regulation becomes a catch-22: Regulators are too politicized to be left unattended, but they are not politicized enough for elected officials to control them adequately.
Generally speaking, financial…
Payday loans in Norwalk Fairfield County Ct –
This is a very common situation among freelancers because their income is not the same all the time. I didn't want to ask my partner for money, so I turned to Payday-Loans-Cash-Advance.net. The potential lender was found a few…
Voting and payday loan ballots move Michigan forward | Michigan News
By DAVID EGGERT, Associated PressDELTA TOWNSHIP, Mich. (AP) — Ballots to expand voting options, restrict payday loans, and overhaul Michigan's citizens' initiative process passed the stages ahead of the state board of elections on Friday,…
Indiana Organizations Share Concern Over Consumer Loan Bill Passed in Senate | News
SOUTH INDIANA — A bill passed by the Senate on Feb. 1 is being heavily…
After Industry Crises, Startups, and Pushbacks, the State’s Payday Loan Database Is Finally Up…
A statewide database to track short-term payday loans, which was supposed to be operational in July 2020, is finally operational a year and a half later.
It took until February 1 this year for the system…
2022 Affiliate Market Size and Analysis by 2029
The latest Affiliate Market report published by Value Market Research provides detailed market analysis including market size, share, value, growth and trends for the period 2020-2027. The affiliate market is large, with…
China extends its evil tentacles to India, Nepal and Bangladesh as massive financial fraud comes to…
OPED By Vaishali Basu Sharma
Since the Covid-19 pandemic, China has been trying to present itself as a reliable partner for economic recovery. But much like China's vaccines that have raised questions about their effectiveness, the…
Early access to salaries has reignited interest in Canada
Why should you wait two weeks for a paycheck in a computerized world where money transfers only take a fraction of a second? Soon you may not have to.Fintech companies are set to disrupt Canada's traditional bi-weekly payroll system, with a…
The Good Samaritan Helps People Claim Thousands of Dollars in Badly Sold Payday Loans
A Good Samaritan helping people in North Wales claim money on payday loans has given advice for people in debt. Rhyl's Richard Kendrick has helped dozens of people claim money for badly sold payday loans and thinks many more may be eligible!-->…
Why banks are eliminating overdraft fees | Personal finance
"Overdraft fees are deeply unpopular with consumers, and consumers now have more choice," says Leigh Phillips, CEO of fintech nonprofit SaverLife and chairman of the Consumer Advisory Board of the Consumer Financial Protection Bureau.…
Manna Inc. and its Affiliates, Leading Restaurant Owners, Leverage DailyPay for a Competitive…
Manna Inc. and its affiliates partner with DailyPay to provide financial benefits to employees of NEW YORK, January 27, 2022 /PRNewswire/ -- Manna Inc. and its subsidiaries, among the leading affiliated restaurant operators in the United…
Kansas City law firm Jeppson Law says bankruptcy means test and debt
The means test was added to the bankruptcy process by BAPCPA in 2005 to make it harder for some consumers to file for Chapter 7 bankruptcy.
Kansas City, United States – January 25, 2022 —
The means test was added to the bankruptcy…
Monese launches credit creation functionality
Monese, the leading pan-European fintech, is expanding its offering with the launch of a new Credit Builder service for its customers in the UK.
After opening a waiting list in 2021, Credit Builder is now available and being…
The Fed weighed in on a digital dollar. This could cause the ball to roll.
Text size
The Federal Reserve has requested public comment on a digital currency.…
Mum who couldn’t afford to feed herself pays off £9,000 debt and forgave home loan
Exclusive: Tracy Prees, 47, was £10,000 in debt at her worst two years ago after taking out overdrafts, credit cards and loans – but she has since turned her life aroundTracy Prees shared her debt journey (Image: Tracy Prees)A single mum!-->…
Four million payday and home loan customers from Provident, Greenwood and Satsuma must request…
MORE than four million payday and home loan customers are being asked to request any repayments that may be owed to them.
If you were mis-sold a loan by Provident, Greenwood, or Satsuma, you might be in line for compensation, even if…
Advocates Again Call for Legislation Capping Payday Loan Rates
Angela Espada, executive director of the Indiana Catholic Conference, shares her group's reasons for supporting legislation that would cap payday loan interest rates.Samantha Horton / IPB NewsAdvocates are once again pushing lawmakers to…
What Are Payday Loans? How They Work + What To Avoid
There have been times when cash flow was required in unexpected situations. Sometimes, it's not the cash you have. Payday loans can be a quick and simple way to access short-term cash.
Payday loans are cash advances for $500 or less. !-->!-->!-->…
Postal banking is finally a reality in the United States (some)
The Covid-19 pandemic has revealed that while we are all interconnected - through the air we breathe, our public health systems, the economy - government is largely absent from American life, leaving us to fend for ourselves as individuals…
Rapidus Partners with Lean to Bring Best-in-Class Financial Products to Couriers and Last Mile…
SAN FRANCISCO, October 18, 2021 / PRNewswire / - Rapidus, a marketplace connecting commercial senders with professional courier delivery partners, recently announced a partnership with Skinny, a platform that partners with marketplaces to…
Postal banking would help lift millions out of poverty and close the racial wealth gap
The U.S. Postal Service recently launched a Postal Banking Pilot Program that allows customers to cash paychecks and business checks up to $ 500 in four cities: Washington, Baltimore, the Bronx and Falls Church, Va. . This modest pilot…
How I recovered £ 30,000 in gambling debt at age 31
A collection of stories about indebtedness and deleveraging.The first day I walked into a bookmaker, I felt a surge of excitement in my body. An hour later I was £ 60 less. But despite a start riddled with shame, I couldn't forget the…
How the Bronx community helped the women’s yoga business stay afloat after she became homeless…
When COVID-19 hit, many businesses, especially black businesses, suffered or collapsed. One of those black entrepreneurs who suffered was a resident of the Bronx Yosara. She founded a yoga and dance studio, but the…
Postal banking would help lift millions out of poverty and close the racial wealth gap | Opinion
People of color are disproportionately underbanked. The reasons are complex, ranging from inaccessible bank branches and onerous bank account requirements, to credit problems, discrimination and mistrust of traditional banks. The result…
Tala, Fortune Credit, Amaze Credit – EcoChunk
The latest independent global online payday loan research paper examines market investments. It describes how companies deploying these technologies in various industrial sectors aim to explore its potential to become a major…
USPS option would close the racial wealth gap | Columns
The U.S. Postal Service recently launched a Postal Banking Pilot Program…
Court delays CFPB payday rule as industry challenge continues (1)
Payday lenders have won an offer to delay a Consumer Financial Protection Bureau rule limiting their access to customers' bank accounts to collect payments.Payday lenders and auto title lenders do not have to comply with the CFPB rule as…